Are you interested in becoming a citizen of a European country with tax advantages, a Mediterranean lifestyle, and full access to the European Union? Malta offers a legal pathway to citizenship through investment, under one of the most attractive and solid programs in the region.
In this article, we explain everything you need to know if you’re considering this strategic international mobility option through the Malta Citizenship by Investment Program.
Why Malta? Key Benefits of Citizenship
Malta, a member of the European Union and the Schengen Area, has become a top destination for global investors seeking political stability, a favorable economic environment, and international growth opportunities.
- EU citizenship with free movement across all 27 EU countries and over 180 visa-free destinations.
- An efficient and investor-friendly tax system.
- Safe environment, high-quality healthcare, and Mediterranean climate.
- Internationally recognized education accessible to families.
Who Can Apply for Malta Citizenship by Investment?
The program is open to non-EU, non-EEA, and non-Swiss nationals who meet specific financial contribution and background requirements. The application may include the main applicant, their spouse, dependent children under 29, and parents over 55.
General Requirements for the Main Applicant
- Be over 18 years old.
- Possess legal financial resources and demonstrate their origin.
- No criminal record or involvement in international investigations.
- Be in good health.
Main Requirements for Citizenship by Investment
The Community Malta Agency oversees the citizenship by investment program under the legal framework of the Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment. The program requires a combination of non-refundable donation, real estate investment, and minimum residency.
1. Contribution to the National Development and Social Fund (NDSF)
- Contribution of €600,000 after 36 months of residency.
- Or a contribution of €750,000 if applying for citizenship after just 12 months of legal residency.
- Additionally, a €50,000 contribution per dependent included in the application is required.
2. Property Purchase or Rental in Malta
- Purchase of a residential property worth at least €700,000 and retain ownership for a minimum of five years.
- Alternatively, lease a property for at least €16,000 annually for five years.
3. Donation to a Maltese NGO
- Mandatory donation of €10,000 to a registered Maltese charity.
4. Legal Residency in Malta
To qualify for citizenship, the applicant must reside legally in Malta for at least 12 or 36 months, depending on the chosen route. During this period, the applicant’s integration, community ties, and commitment to the country are evaluated.
Step-by-Step Process to Obtain Maltese Citizenship
- Apply for residency in Malta and begin the legal residency period.
- Multi-stage due diligence process and background checks.
- Make contribution to the NDSF and fulfill property and donation requirements.
- Submit the official citizenship application after meeting the residency period.
- Take the oath of allegiance and receive the certificate of naturalization.
How Long Does the Process Take?
The estimated duration is between 12 and 36 months, depending on the investment option chosen. Residency is typically granted within a few months, and citizenship can be obtained relatively quickly compared to other European countries.
How Can Orience Help?
Orience has a network of legal, tax, and real estate experts in Malta. Our team handles:
- Assessing your profile and family eligibility.
- Managing all due diligence and legal documentation.
- Selecting the right property and executing the investment.
- Monitoring residency timelines and supporting you through to passport issuance.
Frequently Asked Questions
Can I lose Maltese citizenship if I sell the property before 5 years?
Yes. One of the key requirements is to retain the property investment for at least five years. Failing to do so may result in the revocation of citizenship.
Can the investment be financed through loans or mortgages?
No. The full investment must be made using demonstrable personal funds. The Maltese government requires that the origin of the funds is transparent and legal.
What taxes apply as a Maltese citizen?
Malta has a very competitive tax system. No worldwide income tax applies to non-domiciled individuals who do not remit income to Malta. Orience provides personalized international tax advice.
Is the citizenship inheritable?
Yes. Once granted, children born afterwards can also acquire Maltese citizenship automatically.
Can I live or work in other EU countries with a Maltese passport?
Absolutely. As a European Union citizen, you can live, work, or study in any EU member state without the need for an additional visa.